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Gallagher does an exceptional job managing the pool, keeping our rates low and adding benefits that all members of the group hopefully benefit from. I feel our group has a great working relationship with the Gallagher team. Their team brings a lot of knowledge, expertise, and value to NCHIP in addition to working hard for each of the member groups.

NCHIP brought our county stable insurance premiums, in an otherwise volatile market. In addition, the insurance rates are presented very early in the calendar year, a tremendous help when creating our budget. Numbers aside, it's the people of NCHIP that truly make the difference; customer service from team has been impeccable and we couldn't ask for anything more.

NCHIP provides the Town an opportunity to benefit from being self-insured with the added security from sharing risk. We receive renewals in January that help us make budget and plan design decisions well before the open enrollment timeframe. We have experienced manageable renewals averaging 2.1% over the past 5 years.

NCHIP has had a tremendous and immediate impact on the Town of Wake Forest for the following reasons: our budgeting process has become more efficient and effective — making it much easier with managed and controlled cost. They've also increased buying power with selected vendors, which has allowed the Town to have more input and impact on the overall cost of services. We also love the transparency to our leaders and employees and increased ability to educate both groups on all aspects of benefits.

NCHIP is revolutionizing the public sector health insurance market with unparalleled buying power and innovative ideas. Clear, concise data analysis is paving the way for a healthier future.